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Why use a credit card for purchases

| 23rd Aug 2022 | 4Min. To Read

There can be several benefits of using a credit card if done responsibly. The biggest advantage of a credit card over a debit card is the former helps to establish...

Students and Credit Scores

| 16th Aug 2022 | 4Min. To Read

Credit scoring can be extremely complex and confusing for people who have never come across credit ratings before. Even if you don’t understand all of the detail around credit cards...

Adverse Credit Checks Before Taking a Job

| 9th Aug 2022 | 4Min. To Read

We’re all familiar with having to fill in forms when applying for a new job, attending interviews, and perhaps showing your passport to prove you have the legal right to...

Credit Repair Companies

| 2nd Aug 2022 | 4Min. To Read

Even if you don’t spend long thinking about it, your credit score can have a huge impact on your everyday life. Every financial choice you make will be affected by...

How Banks Make Lending Decisions

| 26th Jul 2022 | 4Min. To Read

Back in 2008, the financial crash led to the loss of thousands of jobs, and the government having to step in and secure the future of banks such as the...

Fraud Screening and Credit Checking

| 19th Jul 2022 | 4Min. To Read

Banks and other financial institutions have never lent money no questions asked. Since the concept of credit began, they have always asked some sort of questions to make sure that...

Factors Affecting Your Credit Score in a Positive Way

| 12th Jul 2022 | 4Min. To Read

Apps such as ClearScore have made it easier than ever to check your credit rating instantly. Credit scoring is based on a huge range of factors, and your credit score...

What Is a Good Credit Score?

| 5th Jul 2022 | 4Min. To Read

Those adverts on television about “knowing your numbers” in terms of credit scoring prompted thousands of us to download apps onto our phones to track our credit score. Typically, the...

Factors Affecting Your Credit Score in a Negative Way

| 28th Jun 2022 | 3Min. To Read

We all know that whether or not we are successful in applying for a loan, credit card or similar depends on our credit score. Many people though think a credit...

Eight Main Reasons for a Dip in Your Credit Score

| 21st Jun 2022 | 4Min. To Read

If you’re in the habit of keeping track of your credit score, and it’s the same month after month, then it can come as a shock to see that suddenly...

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