What Your Employers See When They Check Your Credit
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30th Jul 2024 | 
3 Min. To Read
When potential employers conduct credit checks as part of their standard pre-employment checks or identity verification process, they aren't interested in your credit score. Employers look at a modified credit...
Student Credit Scoring
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6th Feb 2024 | 3 Min. To Read
For many students, going to university for the first time means the start of financial independence. Very few students have the means to fund their studies in cash, and most...
Cash Withdrawals and Your Credit Score
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23rd Jan 2024 | 3 Min. To Read
One of the most commonly held beliefs about credit scoring is that using a credit card is fine, as long as you pay off the bill in full at the...
Defaults and Missed Payments
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9th Jan 2024 | 3 Min. To Read
If you miss or fail to make agreed-upon payments on some sort of debt, you may receive a default notice or "notice of default." A default is then recorded in...
Can My Credit History Affect My Job Application
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2nd Jan 2024 | 3 Min. To Read
Searching for a new job is one of those tasks which can be exciting, frustrating, and demanding of your time and effort. Once you’ve navigated the application and interview, that’s...
Three Ways to Get a CCJ Off Your Credit Report
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26th Dec 2023 | 3 Min. To Read
If you have been given a CCJ (County Court Judgment), it could seriously affect your finances for as long as it stays on your credit record. It may make it...
HSBC First to Use International Credit Checking
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19th Dec 2023 | 3 Min. To Read
One of the main issues affecting people who have recently moved to the UK is difficulties in getting credit cards, loans or even a mobile phone contract due to their...
7 Things Which May Affect Your Credit Score
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12th Dec 2023 | 3 Min. To Read
In the UK there are three major credit reference agencies which manage our credit report and credit score. But what exactly is a credit score? Is it the same as...
The Impact of a Bad Credit Score
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5th Dec 2023 | 3 Min. To Read
If you have recently applied for a job which involves credit checking, identity verification and other pre-employment checks, it can be a confusing time. Many of us are confused about...
Myths About Your Credit Score
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28th Nov 2023 | 3 Min. To Read
There's often a lot of fearmongering about credit history and how much it will impact on your everyday life and future financial choices. This is especially the case when you...
