What is a CCJ?
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19th Apr 2022 | 
4 Min. To Read
CCJ is a County Court Judgement and applies in England and Wales only. If you owe someone (either an individual or a company) money and don’t pay them, then they...
What Do Lenders Know About Me?
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12th Apr 2022 | 4 Min. To Read
If you are applying for credit, there’s usually a form to fill in. Lenders will look at this information when they are deciding whether or not to lend you money,...
The Electoral Roll and Your Credit Score
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5th Apr 2022 | 4 Min. To Read
One of the main tips you’ll find on any site giving advice on credit scores is to make sure you are registered to vote. But why is this so important?...
Rebuilding Your Credit Score with a Credit Card
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29th Mar 2022 | 3 Min. To Read
Credit scores influence our financial lives, determining which bank accounts we can open, and which credit cards we might get accepted for when we apply. But not everyone has an...
What Is the Average UK Credit Score?
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22nd Mar 2022 | 3 Min. To Read
Recent figures released by one of the UK’s largest credit referencing agencies show that the average British credit score has increased in 2021, despite the pandemic causing chaos with the...
How To Improve Your Credit Score
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15th Mar 2022 | 4 Min. To Read
Getting knocked back for credit is inconvenient and potentially embarrassing too. Whether you are accepted for a new credit card or mortgage depends in a large part on your credit...
Does My Flatmate’s Poor Credit Score Affect Mine?
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8th Mar 2022 | 4 Min. To Read
We’ve all been in the situation of living with a nightmare flatmate who parties all night and never chips in their share of the gas bill. Eventually we move on...
Credit Scoring and Soft Searches
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1st Mar 2022 | 4 Min. To Read
Increasingly, financial services companies are offering the option to conduct a soft search or “smart search” to establish your chances of being approved for a loan or credit card. If...
Checking Your Credit Report for Free
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22nd Feb 2022 | 4 Min. To Read
If 2022 is the year you are planning to move house with a new mortgage, take out a loan for a new car, or think about taking 0% finance for...
What you need to know about a credit score
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15th Feb 2022 | 3 Min. To Read
For an individual to be creditworthy having a good credit score is critical. The credit score is evaluated based on your credit history. The better the score the more lenders...
