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Category: Credit score

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Fraud Screening and Credit Checking

| 19th Jul 2022 | 4 Min. To Read

Banks and other financial institutions have never lent money no questions asked. Since the concept of credit began, they have always asked some sort of questions to make sure that...

Factors Affecting Your Credit Score in a Positive Way

| 12th Jul 2022 | 4 Min. To Read

Apps such as ClearScore have made it easier than ever to check your credit rating instantly. Credit scoring is based on a huge range of factors, and your credit score...

What Is a Good Credit Score?

| 5th Jul 2022 | 4 Min. To Read

Those adverts on television about “knowing your numbers” in terms of credit scoring prompted thousands of us to download apps onto our phones to track our credit score. Typically, the...

Factors Affecting Your Credit Score in a Negative Way

| 28th Jun 2022 | 3 Min. To Read

We all know that whether or not we are successful in applying for a loan, credit card or similar depends on our credit score. Many people though think a credit...

Eight Main Reasons for a Dip in Your Credit Score

| 21st Jun 2022 | 4 Min. To Read

If you’re in the habit of keeping track of your credit score, and it’s the same month after month, then it can come as a shock to see that suddenly...

Checking Your Credit File

| 14th Jun 2022 | 4 Min. To Read

Smartphone apps which allow you to check your credit score are now commonplace and free to use, and many of us use them regularly. But the apps and the credit...

All you need to know about a credit score

| 7th Jun 2022 | 3 Min. To Read

The credit industry in the UK is massive with almost 500,000 store and credit cards and approximately 100,000 mortgages issued a month. Lenders must make a multitude of decisions of...

Building your credit history

| 31st May 2022 | 3 Min. To Read

Having a good credit history is vital to building a great credit score. For those individuals that do not have a credit history building it from scratch can prove a...

Little known factors that lower credit score

| 24th May 2022 | 3 Min. To Read

Without realising many individuals unwittingly hurt their credit scores through incorrect financial decisions. While these may seem trivial and are soon forgotten these sometimes later pop up as part of...

Ways to increase your credit score

| 17th May 2022 | 3 Min. To Read

Did you know there are approximately 7 million card and loan applications that are rejected by companies and lenders? Most of these rejections are due to the applicants having low...