Failing your credit check when renting
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10th May 2022 | 
3 Min. To Read
If you are planning on renting a property and are concerned about clearing your credit check read on: Firstly, the landlord/letting agent must get the consent of an applicant to...
Understanding reasons for no credit score
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3rd May 2022 | 3 Min. To Read
Have you ever thought about how credit reports are created and why someone may not have a credit score? Not having a credit score can be very inconvenient especially if...
What Is a Credit Score?
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26th Apr 2022 | 4 Min. To Read
In very basic terms, your credit score is a number, ranging between 0 and 999. It is an indication of how reliable you have been in the past when paying...
What Do Lenders Know About Me?
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12th Apr 2022 | 4 Min. To Read
If you are applying for credit, there’s usually a form to fill in. Lenders will look at this information when they are deciding whether or not to lend you money,...
The Electoral Roll and Your Credit Score
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5th Apr 2022 | 4 Min. To Read
One of the main tips you’ll find on any site giving advice on credit scores is to make sure you are registered to vote. But why is this so important?...
Rebuilding Your Credit Score with a Credit Card
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29th Mar 2022 | 3 Min. To Read
Credit scores influence our financial lives, determining which bank accounts we can open, and which credit cards we might get accepted for when we apply. But not everyone has an...
What Is the Average UK Credit Score?
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22nd Mar 2022 | 3 Min. To Read
Recent figures released by one of the UK’s largest credit referencing agencies show that the average British credit score has increased in 2021, despite the pandemic causing chaos with the...
How To Improve Your Credit Score
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15th Mar 2022 | 4 Min. To Read
Getting knocked back for credit is inconvenient and potentially embarrassing too. Whether you are accepted for a new credit card or mortgage depends in a large part on your credit...
Does My Flatmate’s Poor Credit Score Affect Mine?
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8th Mar 2022 | 4 Min. To Read
We’ve all been in the situation of living with a nightmare flatmate who parties all night and never chips in their share of the gas bill. Eventually we move on...
Credit Scoring and Soft Searches
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1st Mar 2022 | 4 Min. To Read
Increasingly, financial services companies are offering the option to conduct a soft search or “smart search” to establish your chances of being approved for a loan or credit card. If...
