Does Checking My Credit Score Make it Lower?

A common misconception is that checking your own credit score will lower it. This is not the case. Learn more about myths surrounding credit scores.

Soft vs Hard Checks

Checking your own score is a soft check which doesn't affect your rating. Only applications for credit create hard checks. If you're interested in managing your credit, you might want to read Managing Your Credit Score.

When Score Is Affected

Your score is only affected when you apply for credit, not when you check it yourself or use eligibility checkers.

Conclusion

You can check your credit score as often as you like without any negative impact on your rating.