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Every business wants to avoid fraud, but the complex methods used by fraudsters can sometimes make this difficult. Fortunately, there are some steps that can be taken to ensure it can minimise the risk associated with fraud. Liveness checks embrace technology and allow businesses and organisations to verify the identity of someone using document verification and biometrics. Given that most…
When applying for jobs, it’s not uncommon for companies to carry out a credit search as part of their pre-employment checks. Although many people assume that the search is the same as the one used for credit applications, this isn’t the case. The following is an overview of what employers can see on a credit report, and how they can…
The advancement of the Internet has led to several sophisticated methods of falsifying documentation. Although this may have been successful for criminals during the early days of the Internet, methods have been developed that help businesses and organisations avoid the danger of false documentation. What Types of Fraudulent Documentation Are There? To start contending with falsified paperwork, businesses and organizations…
A credit report summarises a person’s credit commitments and any CCJs or defaulted payments. Credit scores are updated every 45 days approximately, but in most instances, a credit report will give lenders and employers a realistic overview of a person’s financial history. There are three credit reference agencies, also called CRAs, so the information listed on each can vary. The…
The hiring process can be frustrating if the correct checks aren’t in place. Some may feel that a background check isn’t needed, but those who aren’t the right fit for a role can end up costing the business money regarding training and onboarding. Of course, new businesses can be fearful that background checks are costly and drawn out, but this…
Credit checks are often associated with financial products, but this isn’t the only instance when they are used. As such, a good credit score is essential for several reasons. The following is an overview of when a credit check will be carried out and why a good score is necessary. A Good Credit Score Helps People Secure Lower Interest Rates…
Many people can be under the impression that credit checks are only used when applying for loans, mortgages, and credit cards, but this isn’t the case. Although credit searches are used by those wanting to borrow money, they’re also used to verify a person’s identity and establish whether they’re the right fit for a job role. The following is an…
A business may need to verify the background of customers or employees, but conventional methods can be dated and take some time. Fortunately, liveness checks can ensure that a business is not hindered by a long-winded background screening process and can offer customers and employees a streamlined service. The following is an overview of what liveness checks are, and why…
Whether you’re a business wanting to hire new employees or a financial institution offering credit, document verification can be essential for background checks. Despite the stringent checks in place when vetting individuals, there can still be instances when some attempt to use false documentation. Although instances can be rare, a business or organisation must be prepared for all eventualities. Fortunately,…
Although credit checks are commonly used when applying for finance, they are also integral when applying for jobs. As such, one of the most frequently asked questions is, can you fail a credit check for a job? The short answer is yes, but it can depend on the circumstance and the role being applied for. Why Are Credit Checks Used…
