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CV fraud is a growing concern among recruiters, and a recent survey shows they have good reason to be concerned. One in five people, or twenty percent, either admit to lying themselves on their CV, or know someone who has lied about their qualifications on their CV in the past year. More shocking for employers, 40% of employees who suspect…
As we start to move out of the winter months and start to look forward to the warmer weather and lighter nights, businesses preparing for heightened activity are in the midst of recruiting seasonal staff. Whether these hires are temporary or permanent, it remains the law that all employees in the UK to undergo Right to Work checks. These are…
A recent shocking medical case in the UK saw Zholia Alemi, a bogus psychiatrist, sentenced to seven years in prison in Manchester Crown Court for committing 20 fraud offences over a period two decades. Alemi had forged a degree certificate, enabling her to practice as a psychiatrist and receive approximately £1 million in salary payments from the NHS. All incidents…
For many students, going to university for the first time means the start of financial independence. Very few students have the means to fund their studies in cash, and most will rely on student loans, overdrafts, or credit cards. Although this sort of borrowing is often essential and shouldn’t always be taken as negative, it’s important to understand how borrowing…
Pre-employment screening and identity verification is becoming increasingly more common in a wide range of different industry sectors. Every employer differs in what they want to check, but most will look at identity documents such as passports to verify right to work, check references and perhaps contact universities or colleges about academic results. One of the industries which commonly carries…
One of the most commonly held beliefs about credit scoring is that using a credit card is fine, as long as you pay off the bill in full at the end of each month. Many people don’t pay much attention to their credit score, only thinking about it when they are trying to get a loan for a new car…
Background checks are an increasingly common step in the recruitment process, for a whole host of different industries. Organisations want to protect themselves against hiring an employee which could damage the company, and will do checks such as identity verification to make sure you are who you say you are, taking up references or making sure you have claimed qualifications.…
If you miss or fail to make agreed-upon payments on some sort of debt, you may receive a default notice or “notice of default.” A default is then recorded in your credit file, which can negatively impact your credit rating. If you are then trying to get another form of credit such as a mortgage or loan, or are applying…
Searching for a new job is one of those tasks which can be exciting, frustrating, and demanding of your time and effort. Once you’ve navigated the application and interview, that’s often not the end of the process. Many employers are now conducting pre-employment checks into academic qualifications, references, or employment history. While your credit history is one of the less…
If you have been given a CCJ (County Court Judgment), it could seriously affect your finances for as long as it stays on your credit record. It may make it difficult to get credit, and depending on your job, might even lead to trouble with pre-employment credit checking. CCJs are only given out as a last resort, after you’ve ignored…
