Can a Credit Score Be Incorrect?

Given the importance of a credit score, many assume they are always correct, but this isn't always the case. Errors can and do occur on credit reports. For more information on what can affect your score, check out what constitutes a bad credit score.

Common Errors

Errors can include incorrect personal information, accounts that don't belong to you, outdated information, and duplicate entries. Understanding why identity checking is important can help prevent some of these issues.

How to Fix Errors

If you find an error, you can raise a dispute with the credit reference agency. Provide evidence to support your claim and they must investigate. For guidance on what employers might see, refer to what employers can see on a credit report.

Conclusion

Regularly checking your credit report helps you spot and correct errors that could affect your score and creditworthiness.