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When interviewing candidates for a job role, several checks must be undertaken as part of the onboarding process, including a Right to Work Check. In addition to ensuring that those applying for roles are eligible to work in the United Kingdom, Right to Work checks will also reveal what type of job roles are permitted and how long a person…
Regardless of your business, there can be many reasons for carrying out a credit check. For example, those in the financial sector may use credit scoring to ensure an applicant is the right fit for a role. In other instances, a credit check can be required to ensure the details are correct and official. In either event, credit checks must…
There can be many reasons why someone wants to verify the background of an individual, especially regarding sexual offences. However, the checks made regarding sexual offences will vary depending on the situation. The following is an overview of the options available and the conditions in which they apply. Carrying Out a Personal Check Although there are registers in other parts…
Given the importance of a credit score, many assume they are always correct, but this isn’t always the case. Although instances of credit scores being incorrect are rare, it does happen. As such, those in doubt about their credit score should check to ensure that credit reference agencies can correct any incorrect information. Mistakes That Can Occur Regarding Credit Scores…
Many people will be familiar with background checks, but some may not know they can vary. Whether you are applying for a job, a voluntary position or wish to rent a property, several types of background checks can be carried out, including the following. Employment Check Many jobs will involve some form of background check, albeit in different forms. Some…
Fraud online has been a concern for some time, but the safeguarding measures in place nowadays are more complex and robust than those of the past. However, to understand the true value of the technology, it is essential to know how it works. The following is an overview of a liveness check and how it helps companies and organisations promote…
Although many people are concerned about fraud, the evolution in technology has meant that although fraud is still attempted, the counteractive measures in place are more advanced than in the past, making fraud challenging to carry out. One of the most active methods of avoiding fraud is the use of liveness checks. Many will recognise liveness checks as a selfie…
Are you in a dilemma between getting a credit card or taking a personal loan? Let us examine and understand the differences and benefits between both. Credit Card: When you opt for a credit card it is a type of revolving credit. You are allocated a credit limit up to which you can borrow. You with repay the total amount…
If money is borrowed on a credit card it can be very expensive and for anyone with multiple credit card balances the repayments can be exorbitant. If the credit card user is just paying the monthly interest it can be challenging to clear the outstanding balances. A few ways by which a credit card owner can improve their credit history…
There can be several benefits of using a credit card if done responsibly. The biggest advantage of a credit card over a debit card is the former helps to establish creditworthiness. If repayments are made on time and in full it will positively impact the credit score and history. It is more convenient for large purchases and a user can…
