Company Number: 12059440
Registered Office Address: Verify Online Ltd -124 City Road, London, England, EC1V 2NX

1. Purpose
This policy outlines the retention and disposal of personal data collected by Verify Online Ltd, ensuring compliance with applicable data protection laws, including the General Data Protection Regulation (GDPR) and the Financial Conduct Authority (FCA) regulations.

2. Data Retention Periods

• Customer Data: Retained for a minimum of five years from the date of last activity or transaction, in line with FCA regulations.
• Credit Reports: Kept for a period of six years, as required by credit reporting standards.
• Transaction Records: Maintained for a minimum of six years to comply with financial regulations.

3. Data Disposal
Upon the expiration of the retention period, personal data will be securely deleted or anonymised to prevent unauthorised access.

4. Review and Update
This policy will be reviewed annually and updated as necessary to ensure compliance with legal requirements and best practices.

5. Contact Information
For any questions regarding this policy, please contact our Data Protection Officer at the registered office address:
124 City Road, London, England, EC1V 2NX.