7 Things Which May Affect Your Credit Score
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12th Dec 2023 | 
3 Min. To Read
In the UK there are three major credit reference agencies which manage our credit report and credit score. But what exactly is a credit score? Is it the same as...
The Impact of a Bad Credit Score
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5th Dec 2023 | 3 Min. To Read
If you have recently applied for a job which involves credit checking, identity verification and other pre-employment checks, it can be a confusing time. Many of us are confused about...
Myths About Your Credit Score
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28th Nov 2023 | 3 Min. To Read
There's often a lot of fearmongering about credit history and how much it will impact on your everyday life and future financial choices. This is especially the case when you...
Credit Reports for Car Finance
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21st Nov 2023 | 3 Min. To Read
Very few of us can afford to stroll into a dealer and pay for a new car with cash. Finance agreements are commonplace, and lenders always do a credit check...
Employment Credit Checks – Things You Should Know
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14th Nov 2023 | 3 Min. To Read
In the job hunt process, putting together a stellar CV and preparing for interviews are undeniably important steps. However, employers are increasingly using additional measures like pre-employment credit checks as...
Adverse Credit Checks
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7th Nov 2023 | 3 Min. To Read
An Adverse Credit Check is a specific type of pre-employment screening that employers might choose to carry out on current workers or potential employees. Its purpose is to uncover any...
Managing Your Credit Score
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31st Oct 2023 | 3 Min. To Read
Your credit score plays a really important role in your day-to-day finances. Your credit record affects your ability to access credit, including loans and credit cards, as well as the...
Hard and Soft Credit Checks
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24th Oct 2023 | 3 Min. To Read
Whether you're thinking about applying for a mortgage, credit card, personal loan, overdraft, car finance, or any other form of credit, the lender typically conducts a credit check as part...
Credit Reports What Lenders See
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17th Oct 2023 | 3 Min. To Read
When you apply for a new credit card or mobile phone contract or try to get a bigger loan such as a mortgage, lenders want to examine your credit history....
What is a Bad Credit Score?
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10th Oct 2023 | 3 Min. To Read
Everyone over the age of 18 in the UK has a credit score. This number represents of how appealing you might appear to potential lenders when applying for loans or...
