| 28th Nov 2023 | 3 Min. To Read
There's often a lot of fearmongering about credit history and how much it will impact on your everyday life and future financial choices. This is especially the case when you...
| 21st Nov 2023 | 3 Min. To Read
Very few of us can afford to stroll into a dealer and pay for a new car with cash. Finance agreements are commonplace, and lenders always do a credit check...
| 14th Nov 2023 | 3 Min. To Read
In the job hunt process, putting together a stellar CV and preparing for interviews are undeniably important steps. However, employers are increasingly using additional measures like pre-employment credit checks as...
| 7th Nov 2023 | 3 Min. To Read
An Adverse Credit Check is a specific type of pre-employment screening that employers might choose to carry out on current workers or potential employees. Its purpose is to uncover any...
| 31st Oct 2023 | 3 Min. To Read
Your credit score plays a really important role in your day-to-day finances. Your credit record affects your ability to access credit, including loans and credit cards, as well as the...
| 24th Oct 2023 | 3 Min. To Read
Whether you're thinking about applying for a mortgage, credit card, personal loan, overdraft, car finance, or any other form of credit, the lender typically conducts a credit check as part...
| 17th Oct 2023 | 3 Min. To Read
When you apply for a new credit card or mobile phone contract or try to get a bigger loan such as a mortgage, lenders want to examine your credit history....
| 10th Oct 2023 | 3 Min. To Read
Everyone over the age of 18 in the UK has a credit score. This number represents of how appealing you might appear to potential lenders when applying for loans or...
| 12th Sep 2023 | 3 Min. To Read
All employers will ask new starters to show documents to prove who they are. If there are further credit or criminal records checks to do, an employee could be asked...
| 5th Sep 2023 | 3 Min. To Read
Rising costs mean that more of us than ever are struggling to make ends meet, and perhaps thinking about taking out a credit card or loan to pay for larger...