Hard and Soft Credit Checks
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24th Oct 2023 | 
3 Min. To Read
Whether you're thinking about applying for a mortgage, credit card, personal loan, overdraft, car finance, or any other form of credit, the lender typically conducts a credit check as part...
Credit Reports What Lenders See
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17th Oct 2023 | 3 Min. To Read
When you apply for a new credit card or mobile phone contract or try to get a bigger loan such as a mortgage, lenders want to examine your credit history....
What is a Bad Credit Score?
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10th Oct 2023 | 3 Min. To Read
Everyone over the age of 18 in the UK has a credit score. This number represents of how appealing you might appear to potential lenders when applying for loans or...
How Do You Spot Fake Documents?
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12th Sep 2023 | 3 Min. To Read
All employers will ask new starters to show documents to prove who they are. If there are further credit or criminal records checks to do, an employee could be asked...
Easy Ways to Increase Your Credit Score
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5th Sep 2023 | 3 Min. To Read
Rising costs mean that more of us than ever are struggling to make ends meet, and perhaps thinking about taking out a credit card or loan to pay for larger...
Credit Scoring – the Basics
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29th Aug 2023 | 3 Min. To Read
Credit scoring is a system used by financial services to assess the creditworthiness of either an individual or a business. In the UK, credit scoring is used by a wide...
How Much Do You Know About Credit Scores?
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22nd Aug 2023 | 3 Min. To Read
A recent survey by a leading credit referencing and scoring company has shown major discrepancies between residents of various countries when it comes to their credit scores. Your credit score...
What is KYC?
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15th Aug 2023 | 3 Min. To Read
KYC is one of those abbreviations which is often used in the financial services industry, but what is it all about? KYC stands for Know Your Customer, and describes the...
Overseas Background Checking
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8th Aug 2023 | 3 Min. To Read
Companies are increasingly casting their net worldwide when looking for members of staff, even at a junior level. A recruitment crisis in the NHS for example has led to trusts...
Employment Verification – Why It’s Important
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1st Aug 2023 | 3 Min. To Read
One of the questions which is found most on job application forms is about your employment history. Recruiters are interested in not only what you’ve been doing and where, but...
