What is a County Court Judgement (CCJ)
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20th Feb 2024 | 
3 Min. To Read
A County Court Judgment (CCJ) is a legal order in England, Wales, and Northern Ireland that may be registered against you if you fail to repay a debt. In Scotland,...
Fake Psychiatrist Conned NHS for 22 Years
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13th Feb 2024 | 3 Min. To Read
A recent shocking medical case in the UK saw Zholia Alemi, a bogus psychiatrist, sentenced to seven years in prison in Manchester Crown Court for committing 20 fraud offences over...
Student Credit Scoring
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6th Feb 2024 | 3 Min. To Read
For many students, going to university for the first time means the start of financial independence. Very few students have the means to fund their studies in cash, and most...
Get Ready for Pre-Employment Screening
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30th Jan 2024 | 3 Min. To Read
Pre-employment screening and identity verification is becoming increasingly more common in a wide range of different industry sectors. Every employer differs in what they want to check, but most will...
Cash Withdrawals and Your Credit Score
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23rd Jan 2024 | 3 Min. To Read
One of the most commonly held beliefs about credit scoring is that using a credit card is fine, as long as you pay off the bill in full at the...
How Far Back Do Background Checks Check?
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16th Jan 2024 | 3 Min. To Read
Background checks are an increasingly common step in the recruitment process, for a whole host of different industries. Organisations want to protect themselves against hiring an employee which could damage...
Defaults and Missed Payments
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9th Jan 2024 | 3 Min. To Read
If you miss or fail to make agreed-upon payments on some sort of debt, you may receive a default notice or "notice of default." A default is then recorded in...
Can My Credit History Affect My Job Application
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2nd Jan 2024 | 3 Min. To Read
Searching for a new job is one of those tasks which can be exciting, frustrating, and demanding of your time and effort. Once you’ve navigated the application and interview, that’s...
Three Ways to Get a CCJ Off Your Credit Report
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26th Dec 2023 | 3 Min. To Read
If you have been given a CCJ (County Court Judgment), it could seriously affect your finances for as long as it stays on your credit record. It may make it...
HSBC First to Use International Credit Checking
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19th Dec 2023 | 3 Min. To Read
One of the main issues affecting people who have recently moved to the UK is difficulties in getting credit cards, loans or even a mobile phone contract due to their...
