Credit Reports for Car Finance
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21st Nov 2023 | 
3 Min. To Read
Very few of us can afford to stroll into a dealer and pay for a new car with cash. Finance agreements are commonplace, and lenders always do a credit check...
Employment Credit Checks – Things You Should Know
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14th Nov 2023 | 3 Min. To Read
In the job hunt process, putting together a stellar CV and preparing for interviews are undeniably important steps. However, employers are increasingly using additional measures like pre-employment credit checks as...
Adverse Credit Checks
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7th Nov 2023 | 3 Min. To Read
An Adverse Credit Check is a specific type of pre-employment screening that employers might choose to carry out on current workers or potential employees. Its purpose is to uncover any...
Managing Your Credit Score
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31st Oct 2023 | 3 Min. To Read
Your credit score plays a really important role in your day-to-day finances. Your credit record affects your ability to access credit, including loans and credit cards, as well as the...
Hard and Soft Credit Checks
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24th Oct 2023 | 3 Min. To Read
Whether you're thinking about applying for a mortgage, credit card, personal loan, overdraft, car finance, or any other form of credit, the lender typically conducts a credit check as part...
Credit Reports What Lenders See
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17th Oct 2023 | 3 Min. To Read
When you apply for a new credit card or mobile phone contract or try to get a bigger loan such as a mortgage, lenders want to examine your credit history....
What is a Bad Credit Score?
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10th Oct 2023 | 3 Min. To Read
Everyone over the age of 18 in the UK has a credit score. This number represents of how appealing you might appear to potential lenders when applying for loans or...
Easy Ways to Increase Your Credit Score
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5th Sep 2023 | 3 Min. To Read
Rising costs mean that more of us than ever are struggling to make ends meet, and perhaps thinking about taking out a credit card or loan to pay for larger...
Credit Scoring – the Basics
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29th Aug 2023 | 3 Min. To Read
Credit scoring is a system used by financial services to assess the creditworthiness of either an individual or a business. In the UK, credit scoring is used by a wide...
How Much Do You Know About Credit Scores?
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22nd Aug 2023 | 3 Min. To Read
A recent survey by a leading credit referencing and scoring company has shown major discrepancies between residents of various countries when it comes to their credit scores. Your credit score...
